Panty Trust's verification process goes a long way in giving you the peace of mind to buy a verified member's items with confidence. However, we have heard from buyers that have expressed an interest in an absolute guarantee that their transactions will always go without a hitch. Several sellers have also expressed an interest in offering a 100% percent guarantee.

Therefore, Panty Trust has arranged an offer of insurance to buyers for a very minimal fee (currently $1.25 per transaction). If a seller has elected to participate in the insurance program, any buyer of their products is eligible to request this insurance. If your seller displays an insurance option, and you desire the insurance, please email us for more details. Your request for the insurance option must be received before purchase or bid on the item. 

**Claims for insurance reimbursement must be made within 30 days of the transaction. Completion of a claim form is required. Not all transactions are eligible for insurance coverage. Email us for complete details.